Claim Your part of the $5.5B Visa & Mastercard settlement refund

Businesses that processed card payments between 2004-2019 are entitled to receive a refund from Visa & Mastercard.

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The settlement

Visa & Mastercard chose to settle a longstanding lawsuit that claimed they overcharged businesses for interchange fees.

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what

The $5.5 billion Visa and Mastercard settlement is a class action lawsuit settlement that resolves claims that Visa and Mastercard charged excessive fees to businesses for processing credit card transactions.

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who

Businesses that processed debit or credit card payments between January 1, 2004, and January 25, 2019 are eligible to file a claim.

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when

Eligible businesses can file a claim until the deadline, which has been set for February 4, 2025.

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how

Schedule a call or fill out the form below and your claim will be submitted. Refunds will be processed following the deadline in February.

FAQs

Save time and get your questions answered to make this process quick and easy.

Frequently Asked Questions

Who Can File The Claim?

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If your business accepted Visa or Mastercard credit or debit cards in the U.S. from January 1, 2004, to January 25, 2019, you might qualify to receive compensation.

What is the Visa & Mastercard settlement?

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The Visa and Mastercard settlement is an agreement to address claims that these companies engaged in unfair practices with debit & credit card transactions, like setting high fees and limiting competition. The goal of the settlement is to offer compensation to merchants who were affected by these practices.

How Do I File the claim?

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Fill out the form on our website, and as soon as 3-5 days, up to two weeks, we will update you on the status.

Class members need not sign up for a third-party service to participate in any monetary relief and no-cost assistance will be provided from the Class Administrator and Class Counsel during the claims-filing period. For further information, please visit paymentcardsettlement.com

What is the deadline to file a claim?

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The deadline to file a claim is February 4, 2025. File a claim now to see if you qualify.

How Much will I get?

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The amount paid from the settlement fund will be based on your actual or estimated interchange fees attributable to Visa and Mastercard card transactions (between you and your customers) from January 1, 2004, through January 25, 2019. The amount of money each Authorized Claimant will receive from the settlement fund depends on the money available to pay all claims, the total dollar value of all valid claims filed, the cost of class administration and notice, applicable taxes on the settlement fund and any other related tax expenses, attorneys’ fees and expenses, and money awards to the Rule 23(b)(3) Class Plaintiffs for their representation of merchants in MDL 1720, which culminated in the Class Settlement Agreement, all as approved by the Court.